Example: a man buying an under-construction flat advertised at ₹60 lakh, inside Pune's municipal limits. Stamp duty 7% = Rs 4.2 lakh. Registration = Rs 30,000 (1%, capped). GST 5% of the price (7.5% on two-thirds; one-third is deemed land) = Rs 3 lakh. Total Rs 67.5 lakh, before parking, maintenance deposit and other charges. A ready home with an occupancy certificate has no GST (Rs 64.5 lakh). Women pay 1% less stamp duty. Ask the builder for an all-in cost sheet in writing.

Source: Property-advice sites (Bajaj Finserv, Godrej Properties), read Oct 2026; confirm on igrmaharashtra.gov.in,
Source: IGR Maharashtra, Table of Fees under the Registration Act (amended 11 Sep 2014), read 5 Oct 2026,
Source: CBIC Notification 03/2019-Central Tax (Rate), 29 Mar 2019 (in the consolidated rate notification on gstcouncil.gov.in), read 5 Oct 2026,

General information, not investment, tax or legal advice.